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What is my retirement age if I was born in 1960?

* If your birthday is on the 1 st of the month, we figure your benefit as if your birthday were in the previous month. If you qualify for benefits as a Survivor, your full retirement age may be different. If you were born in 1960 your full retirement age is 67.

How much Social Security benefits do you get if you retire at 62?

However, the Social Security Administration reduces benefits by 30% for people who retire at 62, meaning they receive just 70% of their full retirement benefit each month for life. For people born in 1960 or later, full retirement age is 67. This is the age at which you are entitled to 100% of your Social Security retirement benefit

What is a full retirement age?

Full retirement age is the age you need to reach in order to receive 100 percent of the monthly benefit you are entitled to. Your full retirement age is based on the year in which you were born. If you choose to take benefits before you reach the full retirement age, your monthly benefit will be permanently reduced.

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